-
Continue reading →: We Paid Off Our Home — Here’s Exactly What It Cost Us
On May 15, 2025, we poured a drink, and raised it to the ceiling. That roof? It’s officially ours. Paid in full. Not a penny owed. It took 2,120 days, a pandemic, some hard-core budgeting, and a lot of spreadsheets. But we did it — and I’m sharing the actual…
-
Continue reading →: TODAY, WE PAID OFF OUR HOUSE, AND I’M OFFICIALLY DEBT FREE
Queue the Dave Ramsey debt-free scream because it’s official: I am 100% debt free. No student loans. No car loans. No credit card balances. And as of today — no mortgage. We closed on our house in July 2019, and we refinanced early in COVID to go from a 30-year…
-
Continue reading →: Why I Opt Out of Credit Card Rewards—and Don’t Miss a Thing
Every time I tell someone I don’t care about credit card rewards, they look at me like I just turned down free money. But here’s the thing: it’s never free, not really. I’ve watched people open card after card chasing signup bonuses and justifying extra purchases for the sake of…
-
Continue reading →: April Dividend Income
After the drama of March, April felt mellow. No wild market swings or emotional rollercoasters—just steady cash flow and the kind of consistency I like to see from my portfolio. While the total dividend haul was a much lower this month, passive income is passive income… and I’ll take every…

