When it Rains it Pours

We put the condo on the market on a Wednesday. We had 22 showings and an open house in five days. On Monday we reviewed seven offers, six of which were above list price. We sold for 5.26% above list price, which is 20% above what I paid nine years ago. While this was all going on, I was spending […]

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House Hunting

Why yes, we are actively house hunting. Over the past six months we have had threats of a car being towed while parked in our reserved spot, a shutdown Airbnb, four dogs a barking and a partridge in a pear tree. The next door neighbors and the home owners association are definitely our driving factors for house hunting. And, after looking for three weekends or so we have found an area where we can downsize the mortgage and upsize the property. By increasing my daily commute by approximately 40 minutes a day, we can afford a single family home on a quarter acre of land, and save the home owners association fees I pay now (which coincidentally will offset the cost of my mother’s current home care). We will also be able to cut the mortgage from a 30 year to a 15 year and by about 35% of where I started on this condo. That means there is an actual chance we could own a home of our own in maybe 11 years or less! The key for us though is finding a buyer who will accept an offer contingent upon us selling my condo. We will be using the equity from the condo to put the down payment on the house. You do gotta love the loan agents and real estate agents who try to push for multiple loans and for us to get stuck with multiple properties […]

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Separate But Equal

Mr. Cabbage and I are a duel income no kids (DINK) couple and we will NEVER EVER combine our finances. We have both been in marriages where we combined finances and the other person had different or no financial goals. I am now in a relationship where I am open about my finances and financial goals and it is wonderful […]

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