The Four Worst Pets, or… Why I Need New Neighbors

So… I may have written an email to animal control. Now, listen up… I am not an animal hater. We have a very adorable cat who you can follow on Twitter (@zim_flash). I don’t even just hate dogs… but Mr. Cabbage and I both very much love peace, quiet and the freedom to SLEEP! If we didn’t love sleep so much maybe we’d consider children… NAH! While talking to our realtor about our intention to sell, I fretted about how you even hold an open house with loud, boisterous animals sitting in the kitchen window of the townhouse next door scaring anyone who comes near our house. At our realtor’s suggestion my first step was emailing the insanely overpriced condo association who is always quick with their threats to tow cars or shutdown an Airbnb. Sadly, they didn’t want to take a stance on how many dogs is permissable or how much noise they are ok with them making. The president referred me to the city… which led me to animal control. They were so set on shutting down my Airbnb which helped me pay 7% of my mortgage last year when in the previous eight years I had only paid 13% COMBINED…. I highly recommend hosting an Airbnb if you can… but I digress. Hello, I am not sure what can be done, my neighbor has four dogs, which I have been told may be a violation of City […]

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Separate But Equal

Mr. Cabbage and I are a duel income no kids (DINK) couple and we will NEVER EVER combine our finances. We have both been in marriages where we combined finances and the other person had different or no financial goals. I am now in a relationship where I am open about my finances and financial goals and it is wonderful […]

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Financial Fear

What are your biggest financial fears? The things that could derail all of your progress toward financial freedom, wipe out your emergency savings or put you into debt all in one fell swoop? For me, there are really only a few nagging issues that cause periodic bouts of worry.. unforeseen medical costs, family and extended unemployment. Medical Concerns: Does anyone ever have a sound understanding of how good their medical coverage is until they need it? In the past few years I have started using a health savings account (HSA) in conjunction with a high deductible insurance. Because I don’t frequently need to use my insurance, and because my company puts a lump sum contribution into my HSA… so far… knock on wood…it has served me well.  Familial Responsibility: Family starts with an F for a reason, right?  As of late, my mom, is my biggest money anxiety.  Last Spring she was diagnosed with Alzheimer’s.  She has very little family living nearby, is afraid of losing independence, and is unwilling to accept help.  Last Summer she told me she wanted to die alone in her house.  A byproduct of her disease has been her inabiltiy to manage paying her bills on time (or at all) and her dependence on her financial planner.  The guilt and pressure of how much money I would need to pay when shit hits the fans has kept me up at night since she has no  money saved for a care facility, home care or future medical care […]

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