Why yes, we are actively house hunting. Over the past six months we have had threats of a car being towed while parked in our reserved spot, a shutdown Airbnb, four dogs a barking and a partridge in a pear tree. The next door neighbors and the home owners association are definitely our driving factors for house hunting. And, after looking for three weekends or so we have found an area where we can downsize the mortgage and upsize the property. By increasing my daily commute by approximately 40 minutes a day, we can afford a single family home on a quarter acre of land, and save the home owners association fees I pay now (which coincidentally will offset the cost of my mother’s current home care). We will also be able to cut the mortgage from a 30 year to a 15 year and by about 35% of where I started on this condo. That means there is an actual chance we could own a home of our own in maybe 11 years or less! The key for us though is finding a buyer who will accept an offer contingent upon us selling my condo. We will be using the equity from the condo to put the down payment on the house. You do gotta love the loan agents and real estate agents who try to push for multiple loans and for us to get stuck with multiple properties […]
In case you were wondering where we are at, following the last blog regarding calling animal control… A few days later, when I arrived home from work, Mrs. Neighbor came out of her house and followed me from my car to the mailbox (because who doesn’t want to be bombarded by someone the moment you arrive home?). She furiously apologized for her poorly behaved dog and told me he had been her mother’s. Then, she proceeded to bawl. Not tear up, BAWL. Mrs. Neighbor told me all about her mother, who of course I never met and how she had “recently” died. Now while I am extremely sorry for her loss, why in the world has this been affecting myself and Mr. Cabbage for months now? She told me they had bought the worst of the four dogs a collar to shock him, but it was hurting him and she thought burning fur off of his neck. So they removed it, and the barking which had mostly subsided for a bit was back in full swing. Still crying she told me they were very sorry and would try to solve the problem soon.
So… I may have written an email to animal control. Now, listen up… I am not an animal hater. We have a very adorable cat who you can follow on Twitter (@zim_flash). I don’t even just hate dogs… but Mr. Cabbage and I both very much love peace, quiet and the freedom to SLEEP! If we didn’t love sleep so much maybe we’d consider children… NAH! While talking to our realtor about our intention to sell, I fretted about how you even hold an open house with loud, boisterous animals sitting in the kitchen window of the townhouse next door scaring anyone who comes near our house. At our realtor’s suggestion my first step was emailing the insanely overpriced condo association who is always quick with their threats to tow cars or shutdown an Airbnb. Sadly, they didn’t want to take a stance on how many dogs is permissable or how much noise they are ok with them making. The president referred me to the city… which led me to animal control. They were so set on shutting down my Airbnb which helped me pay 7% of my mortgage last year when in the previous eight years I had only paid 13% COMBINED…. I highly recommend hosting an Airbnb if you can… but I digress. Hello, I am not sure what can be done, my neighbor has four dogs, which I have been told may be a violation of City […]
When your only debt is your mortgage is it normal to question selling on a daily or weekly basis? It used to be such a quiet neighborhood. Mr. Cabbage and I are now greeted every single time we leave or arrive home – by our townhouse’s neighborhood watch made up of four large, ridiculously LOUD and obnoxious dogs who all live next door. They awaken us every weekday and weekend morning and we used to LOVE sleeping in. The dog’s owners leave their bags of poop in their front yard next to their stoop at times for the entire week until trash day. It looks so classy. The same lovely neighbors own both a piano and a drum set and some sort of speaker system that literally shakes our walls occasionally like an earthquake or a helicopter. I know that if we did choose to sell our townhouse, that this neighbor would dissuede buyers. Do people ask neighbors to clean up their mess and quiet their animals so we can sell and escape them? As you might have guessed, we’re not friendly. Our community shut down our Airbnb that we were running very successfully after six months. According to the Home Owners Association, temporary leases have to be a minimum of a month-to-month basis. Our Airbnb was lovely and we were consecutively Superhosts AND we earned enough from it to throw a chunk at the mountain of mortgage debt. The effort to flip the basement […]